The Finalized HARP 2.0 Requirements are here!
As of November 15th 2011, the government announced its changes to the new revamped HARP 2.0 program. Here it is for you. If you are underwater on your mortgage (Owe more than the home is currently...
View ArticlePresident Obama Signs HR 2112. FHA and VA higher loan limits are extended for...
President Obama recently signed HR 2112 which extends the FHA and VA loan limits through the year 2013. What this does is extend the higher loan limits for the Federal Housing Administration (FHA) and...
View ArticleWhat Are The Risks of Having an Extended Closing In Nevada?
With the increase of short sales inNevada, it is clear that many home buyers are forced to wait months and months sometimes before finally, behold their close date is here!!! I wanted to take a moment...
View ArticleHow To Apply For a FHA loan in Nevada and Make Sure you Get It!
How To Apply For a FHA Loan and Make Sure you Get it! Applying for an FHA loan is not as difficult as you may have heard. Yes underwriting restrictions have tightened up and yes the banks and the...
View ArticleThe year of the pitcher? That was 2010. 2012 is the year of the First Time...
2010 was the year of the pitcher in baseball! Is 2012 The Year for a First Time Homebuyer? I am a huge baseball fan and in the 2010 season we saw the year of the pitcher unfold with two, well...
View ArticleObama Aid for FHA Streamline Refinances in Nevada? YES!
HUD recently announced some major changes to their mortgage insurance premiums this past week that could potentially help a lot of current FHA mortgage holders by doing what is called an FHA...
View ArticleTaking a look at the FHA streamline Refinance for Nevada
THE FHA STREAMLINED REFINANCE FOR NEVADA: There has been a tremendous amount of questions and renewed interest into this program since HUD has recently reduced the mortgage insurance premiums for...
View ArticleThe Do’s and Dont’s when purchasing a home!!!
We have had plenty of do’ and don’t lately with the recent presidential campaign between Barack Obama and Governor Mit Romney. I figured a day after of the election and now that we have some relief...
View ArticleNew FHA Mortgage Insurance Premiums Are Coming! Are you Ready?
FHA News; FHA announces its new FHA mortgage Insurance Premiums (MIP) In the past 5 years, FHA has raised its mortgage insurance premiums a total of 7 times. This is primarily due to the fact that FHA...
View ArticleA Low Down Payment Alternative to FHA Financing? The My Community Program...
A Low Down Payment Alternative to FHA Financing? How About the My Community Mortgage Program? With the recent announcement of FHA raising its annual Mortgage Insurance Premiums, that are mandated by...
View ArticleWhat is the Best First Time Homebuyer Program? FHA vs. Fannie Mae My...
FHA vs. Fannie Mae My Community Mortgage; what is the best First Time Homebuyer Program? With the recent rise in mortgage insurance premiums by FHA, many folks who are a first time homebuyer are...
View ArticleHow to get 100% Financing when Buying Your Home in Nevada!
Nevada has most defiantly received its bumps and bruises in the Real Estate market. At one time, our state was one of the most upside down states in the union and Nevada was even in the lowest bracket...
View ArticleFHA Back To Work- Extenuating Circumstances Program Q & A For Nevada and...
FHA “Back To Work” Program Questions and Answers The FHA Back To Work program could be the answer for those looking for a home loan after a short sale, foreclosure, or bankruptcy, you have more than...
View ArticleGovernment Shutdown! What does this do to my FHA, VA, or USDA Home Loan?
The Government has shutdown!!! What is going to happen with my FHA, USDA, or VA home loan? For the first time since 1995, the government has shut down. Since FHA loans, USDA home loans, and VA home...
View ArticleHow to Buy a Manufactured Home In Nevada and California using FHA
How to buy a Manufactured Home in Nevada and California using FHA Recently FHA opened up their guidelines in regards to manufactured homes. This one was done for two main reasons. 1) Manufactured homes...
View ArticleNew 2014 FHA Loan Limits For Nevada and California
Changes to FHA loan limits for 2014 will go into effect on January 1, 2014. This includes changes for both purchases and streamline refinances as well. First and foremost, FHA is not a lender of home...
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